Whether you’re looking to buy or sell a home in Nashville, you’ll need a real estate agent, a mortgage lender, and a lawyer.
\nReal estate agents, also known as “brokers,” are the people who show you the homes you’re interested in buying and who help you write offers on houses. They represent sellers, not you, and are paid a commission by the seller.
\nMortgage lenders are the people you pay to help you buy a house. Typically, lenders will ask you to provide evidence of income, savings, and asset holdings before you can qualify for a mortgage.
\nA lawyer can also help you buy, sell, or refinance a house.
\nReal estate agents and other experts can help you choose a neighborhood, a home, and a lawyer.
\nHiring a real estate agent
\nThe first step is to contact a real estate professional. Real estate agents can show you homes in your area, narrow down your search, and negotiate on your behalf. They can also help you write an offer when you find a home, and they can guide you through the often-complex process of buying a home.
\nReal estate agents must be licensed in the state where they work. Buyers and sellers typically pay a fee to a real estate agent, which usually ranges between 3 and 6 percent of the sales price.
\nA real estate agent is paid a commission by the seller of the house, so the agent’s job is to represent the seller’s interests. However, agents are required to disclose any potential conflicts of interest when they show you a home or negotiate on your behalf.
\nLearn more about finding a real estate agent.
\nFinding the right mortgage lender
\nOnce you find a real estate agent, the next step is to find a mortgage lender. You usually need at least two mortgage quotes before you start house hunting.
\nMortgage lenders will ask you to provide proof of income, savings, and asset holdings before you can qualify for a mortgage.
\nMortgage lenders also usually require you to purchase homeowner’s insurance before you close<\/p>\n","protected":false},"excerpt":{"rendered":"
Whether you’re looking to buy or sell a home in Nashville, you’ll need a real estate agent, a mortgage lender, and a lawyer. Real estate agents, also known as “brokers,” are the people who show you the homes you’re interested in buying and who help you write offers on houses. They represent sellers, not you, […]<\/p>\n","protected":false},"author":1,"featured_media":1883,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[6,7,8,9,10,11],"class_list":["post-625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-apartment","tag-business-development","tag-house-for-families","tag-houzez","tag-luxury","tag-real-estate"],"_links":{"self":[{"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/posts\/625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/comments?post=625"}],"version-history":[{"count":1,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/posts\/625\/revisions"}],"predecessor-version":[{"id":2028,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/posts\/625\/revisions\/2028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/media\/1883"}],"wp:attachment":[{"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/media?parent=625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/categories?post=625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realtor-nashville.com\/index.php\/wp-json\/wp\/v2\/tags?post=625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}